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Insurance
5 min read
Sep 28, 2026
How to Accurately Estimate Your Human Life Value (HLV)
A step-by-step mathematical guide to calculating the exact term life insurance sum assured needed to secure family expenses and liabilities.
Vikram JoshiAMFI Registered Mutual Fund Distributor Desk
Calculating Human Life Value involves discounting your future expected earned income minus personal living taxes and consumption. This ensures comprehensive risk coverage for dependents.
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