No More Scattered Financial Decisions
Most Indian families navigate financial life in isolated silos: a bank for the loan, an agent for insurance, and multiple apps for mutual funds. We bring human counsel and digital clarity into one unified relationship.
Scattered Products & Pressure
- ✕ Uncoordinated policies sold without regard to family cashflows.
- ✕ Direct apps that leave you alone during market corrections.
- ✕ Constant product pushes driven by distributor quotas rather than client goals.
One Dedicated Relationship Manager
- A named RM who understands your entire family portfolio.
- Goals-first roadmap: Loans, insurance, and investments aligned.
- Kubeerra digital app for instant visibility + zero-push human stewardship.
What We Offer
Mutual Funds
Equity, Debt, Hybrid, and Index funds distributed with full commission transparency and disciplined SIP guidance.
Learn MoreInsurance
Life, Health, Vehicle, and Property coverage from leading IRDAI-registered insurers with dedicated claim assistance.
Learn MoreLoans Facilitation
Home, Personal, Business, and Education loans through regulated banks and NBFCs with documentation support.
Learn MoreGoal Journeys
Retirement roadmaps, child education funding, and home buying targets aligned to your timeline.
Learn MoreHow We Work With You
A disciplined, relationship-first process that puts clarity and family milestones before transactions.
Meet Your RM
Connect with your dedicated Relationship Manager via phone, video, or in person at our Mumbai office.
Understand Whole Picture
Map out your current assets, existing policies, ongoing loans, and future life aspirations.
Choose Suitable Products
Select curated mutual fund schemes, insurance policies, or loan options within our distribution capacity.
Periodic Review
Regular portfolio reviews to rebalance, track goal milestones, and adjust for major life events.
Meet Kubeerra: Your Financial Life in One Place
Kubeerra is the companion technology platform developed by Dhariwal Securities. It gives you 24/7 visibility into your mutual funds, insurance coverage, and loans, while keeping you one tap away from your RM.
Consolidated View
All family assets in one dashboardDocument Vault
Encrypted storage for policiesSmart Insights
Personalized asset distributionDirect RM Access
Message or call your dedicated RMKUBEERRA
Paisa Badhao Sapne Saajao
Plan Your Wealth Journey
Use our verified calculation tools to evaluate your SIP wealth accumulation, retirement readiness, and loan commitments.
SIP Calculator
Calculate expected future returns on monthly systematic investment plans with power of compounding.
Step-Up SIP Calculator
See the compounding acceleration when you increase your SIP amount annually with salary increments.
Retirement Planner
Calculate the target corpus required to sustain your lifestyle after retirement adjusted for inflation.
Loan EMI Calculator
Accurately estimate monthly EMIs, total interest payout, and amortization schedules for home/business loans.
Rooted in Trust, Transparency & Real Redevelopment
The Dhariwal Group was founded in 2008 with a steadfast vision to create quality spaces and serve common citizens. Over 17 years, the Group has delivered landmark redevelopment projects across Goregaon and Borivali in Mumbai, recognized for timely completion and transparent governance.
Chairman's Commitment
"We work for common people. When we founded Dhariwal Securities, our goal was simple: bring the exact same discipline, transparency, and personal accountability from our real estate heritage into family financial planning."
Mutual Fund Risk Notice: Mutual fund investments are subject to market risks, read all scheme related documents carefully. DSPL facilitates transactions in Regular Plans of Mutual Funds and receives commission from Asset Management Companies (AMCs) as per SEBI regulations. Direct Plans are available directly with AMCs without distributor commission.