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Loans
6 min read
Sep 15, 2026
Prepaying Your Home Loan vs Investing in Equity SIPs: The Math
Evaluating whether it makes financial sense to aggressively prepay an 8.5% home loan or channel excess surplus into diversified mutual funds.
Sunita RaoAMFI Registered Mutual Fund Distributor Desk
A balanced approach often wins: maintaining liquidity and wealth compounding through equity SIPs while strategically prepaying portions of home loan principal during bonus periods.
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